Terms of Service

Last updated: June 12, 2026

1. Introduction

Welcome to polocom.store (the "Store", "we", "us", or "our"), operated by FreeHannibal LLC, a limited liability company organized under the laws of the State of Delaware, United States, with its registered agent located at 16192 Coastal Highway, Lewes, Delaware 19958, USA.

These Terms of Service ("Terms") govern your access to and use of https://polocom.store (the "Website") and the purchase of any digital products, including but not limited to ebooks, online courses, templates, guides, and coaching services (collectively, the "Products").

By accessing the Website or purchasing any Product, you agree to be bound by these Terms. If you do not agree to these Terms, you must not use the Website or purchase any Products.

2. Eligibility

You must be at least 18 years of age, or the age of legal majority in your jurisdiction, to purchase Products from this Store. By placing an order, you represent and warrant that you meet this requirement and that all information you provide is accurate and complete.

3. Digital Products

All Products sold on this Store are digital goods delivered electronically. No physical items will be shipped. Upon successful payment, you will receive access to your Product via email and/or a download link, as described in our Delivery Policy.

Product descriptions, previews, and images are provided for informational purposes. We strive for accuracy but do not warrant that descriptions are error-free.

4. License and Permitted Use

Upon purchase, FreeHannibal LLC grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Product for your personal, non-commercial use only, unless otherwise expressly stated in the Product description.

You may NOT:

• Resell, redistribute, sublicense, rent, lease, or share the Product or any access credentials;
• Copy, reproduce, modify, or create derivative works of the Product except for personal use;
• Claim authorship of the Product or remove any copyright or proprietary notices;
• Upload the Product to file-sharing platforms, marketplaces, or any public repository;
• Use the Product in any manner that violates applicable law.

Any violation of this license will result in immediate termination of your access without refund, and may expose you to legal liability.

5. Intellectual Property

All content on the Website and within the Products — including text, graphics, logos, designs, course materials, videos, and software — is the property of FreeHannibal LLC or its licensors and is protected by United States and international copyright, trademark, and other intellectual property laws. Purchase of a Product transfers no ownership rights of any kind.

6. Pricing and Payment

All prices are displayed in the currency indicated at checkout and may change at any time without notice. Price changes do not affect orders already placed.

Payment is processed by third-party payment processors. By submitting payment information, you represent that you are authorized to use the payment method provided. We reserve the right to refuse or cancel any order, including in cases of suspected fraud, pricing errors, or violation of these Terms. If your order is cancelled after payment, you will receive a full refund.

You are responsible for any taxes, duties, or fees applicable in your jurisdiction, unless collected by us at checkout.

7. Refunds

Due to the digital nature of our Products, all sales are subject to our Refund Policy, which is incorporated into these Terms by reference. Please review it before purchasing.

8. Coaching Services (if applicable)

If your purchase includes coaching, consulting, or other live services: sessions must be scheduled and used within the period stated in the Product description; missed sessions without at least 24 hours' notice may be forfeited; and results depend on your own effort and circumstances — no specific outcome is guaranteed.

9. User Accounts

If the Store allows account creation, you are responsible for maintaining the confidentiality of your login credentials and for all activity under your account. Notify us immediately of any unauthorized use.

10. Prohibited Conduct

You agree not to: use the Website for any unlawful purpose; attempt to gain unauthorized access to our systems; introduce malware or interfere with the Website's operation; scrape or harvest data from the Website; or engage in fraudulent chargebacks or payment disputes for Products you have received.

11. Disclaimer of Warranties

THE WEBSITE AND PRODUCTS ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE WEBSITE WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE.

Our Products are for educational and informational purposes only. They do not constitute professional, legal, financial, medical, or other regulated advice. See our Disclaimer page for details.

12. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, FREEHANNIBAL LLC, ITS MEMBERS, OFFICERS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, OR GOODWILL, ARISING OUT OF OR RELATED TO YOUR USE OF THE WEBSITE OR PRODUCTS.

IN NO EVENT SHALL OUR TOTAL AGGREGATE LIABILITY EXCEED THE AMOUNT YOU PAID TO US FOR THE PRODUCT GIVING RISE TO THE CLAIM IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM.

Some jurisdictions do not allow the exclusion of certain warranties or limitation of liability, so some of the above may not apply to you. Nothing in these Terms limits any statutory rights you may have as a consumer that cannot be waived by contract.

13. Indemnification

You agree to indemnify and hold harmless FreeHannibal LLC from any claims, damages, losses, and expenses (including reasonable attorneys' fees) arising from your breach of these Terms or misuse of the Website or Products.

14. Termination

We may suspend or terminate your access to the Website or Products at any time, without notice, for conduct that violates these Terms or is otherwise harmful to us or other users.

15. Governing Law and Dispute Resolution

These Terms are governed by the laws of the State of Delaware, USA, without regard to its conflict of law principles. Any dispute arising out of these Terms or your use of the Website shall be resolved in the state or federal courts located in Delaware, and you consent to the personal jurisdiction of such courts. Where required by applicable consumer protection law, you may also be entitled to bring claims in your local jurisdiction.

16. Changes to These Terms

We may update these Terms from time to time. The updated version will be posted on this page with a revised "Last updated" date. Continued use of the Website after changes constitutes acceptance of the revised Terms.

17. Severability

If any provision of these Terms is held invalid or unenforceable, the remaining provisions shall remain in full force and effect.

18. Contact

FreeHannibal LLC Registered Agent: Harvard Business Services, Inc. 16192 Coastal Highway, Lewes, Delaware 19958, USA Email: contact@polocom.store